Payments and Happiness

I bought my wife her first smartphone yesterday which she is totally digging.  I got it for $100 on ebay, it is a galaxy s4 mini.  When we went to the ATT store, the new S7 was $800 bucks, but since the payment plans seem so reasonable at around $20-30 a month depending on the term, you don’t think anything of it.  Which has lead me to this post…

Specifications-wise, unless you are a true tech junkie or NEED to take HD photos for your photography business or something, most “current” smartphones work just fine for the average user.  My s4 active is still going strong despite the diagonal crack in the screen.  I compared it to the S7 at the store and response time was very close, maybe the S7 would shave a second or two off of loading a page or whatever, have more pixels and a slightly better camera.

The point I am trying to make is the interesting human desire to have the latest and greatest things. ATT got smart with this new payment system. Once you feed yourself into the system, you are, in essence, making payments for life. It’s similar to people needing a big tv, and leasing a car, etc. Just keep making payments for life instead of owning things outright.

ATT got smart because nowadays, sadly, most people cannot just plop down $800 for a phone. But they can make payments. Even (bad) banks will look at how much people can pay, ignoring the true cost of owning a home.

Most people will not become rich because of this desire of having the latest and greatest, instead of being happy with what they have. This is a mindset issue, and a money issue secondarily.  Could I have bought an S7 for me and laura both and paid cash on the spot? Easily. But by not even having the desire for the latest and greatest, being happy with my cracked S4 phone, it helps me make better life decisions all around, whether financial or personal.

People have to learn to be happy with themselves and their current situation. They must completely realize it, accept it, and only then will they be in a position to get more.  The ironic thing is once they are in that position, they will find themselves not wanting it.

Even in MJ Demarco’s book, the Millionaire Fastlane, his goal was to buy a lambo, and he did. While the desire did help fuel his work ethic, eventually he sold it, when he realized he didn’t even want it anymore. To me this is a big leap in mindset, to be happy with what you have, letting go of your ego and the desire to show off, look cool, etc.

Most people go through these stages of life of an insecure teenager seeking approval, getting older and feeling the need to show off and be important, and finally, when they’re old, realizing none of that material shit matters and really focusing down on relationships and learning to be happy with themselves.  Ideally we would get to that point much earlier in life.

I am VERY fortunate to be relatively close to that point already in my early 30’s. I had to get over my anger issues, ego, addictions, and other issues holding me back. If only more people can experience this shift in mindset at younger and younger ages, will they be able to live happier lives, free from the ego, society/media BS, and trying to please people.

This is what I want to help people achieve. I’m still not sure how I am going to do it, but I am trying to come up with this worldview on how life works, the stages of life, and various insights to help people get on the right track at whatever stage in the process they may be.  This is kind of a discombobulated, random post, but I just felt the need to post my thoughts. Once I get more organized I will be able to express myself more clearly and better get my message through to people. I know I have a lot of work to do.

My wife FINALLY got a smart phone. On April 1, 2016. An older one. I still have my old ass phone that I am happy with. What things in your life that you are constantly “upgrading” can you take a step back and realize what you have is just fine? Once you start this shift in mindset, you will, ironically, find more abundance in your life that you won’t even desire.

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