Tag Archives: money

Worthiness

I have made a goal to write way more often and just want to improve my writing in general as well as get into the habit of writing.  I’m shooting for 25 min per day minimum and also plan on incorporating the Pomodoro method into my life to increase my productivity.  I’m not sure how I will have enough topics to write about, but I am planning to pump them out, whatever topic they may be.  I understand the articles may be a bit unorganized and scatterbrained, but since I am just writing on the fly, I hope I can maintain some sort of structure.

Today I wanted to talk about worthiness.  I honestly feel that a lot of people do not meet various goals in their lives because they feel unworthy of achieving them.  Let’s start with one of the biggest desires and wants people have – the desire for more money.  Ask literally anyone on the street if they’d accept 100k right there on the spot with no strings attached, and I’d say everyone would say yes.

The problem is that while pretty much everyone wants more money, they couldn’t handle a large sum like that and would most likely spend it.  Deep down they would feel unworthy and undeserving of the money, and would spend it all to return to homeostasis.  Generally speaking, the more money you have, the more VALUE you have provided to the world.  Simply looking at jobs, there’s a reason why doctors and engineers make more money than cashiers and floor sweepers – they are providing a more valuable skill to the world and are thus worthy of greater compensation.  The same can be said about the richest people in the world.  They have provided a valuable product or service that has helped millions of people in some way.  Whether that’s writing books about a teenage wizard, developing a software company, or creating a social platform online; these billionaires are worthy of their riches.  They have given an insane amount of value to millions upon millions of people the world over.

Do you think the cashier who lives in mom’s basement and plays games all day feels truly worthy and deserving of a large sum of money?  Even if he were to win the lottery, do you think he would be able to hold on to, or even increase his winnings?  Highly doubtful as he would not feel worthy of the money and would do whatever means necessary (spend it) to revert back to the status quo.

The same can be said about relationships.  Let’s say you are someone who is very socially anxious, and has never had a girlfriend.  Again, you stay in your parents basement playing games day and night, are extremely overweight and are mildly depressed. Let’s say an amazing person somehow drops into your lap, is drop-dead gorgeous, fun to be around, amazing personality, the total package, and this person falls madly in love with you.  Even if you go along with it at first, eventually you would think to yourself, “why does this person love me?” You would begin to question their love because you would feel unworthy of it.  You have nothing to offer them.  Nothing of value.  You would eventually either directly or sub-consciously sabotage the relationship because you would feel unworthy of this person.

Most people want to blame someone or something else for their problems.  They blame their parents, society, the government, the media, being bullied or abused at a young age, growing up poor, and on and on.  While most people do have some skeletons in the closet, the key is total acceptance

When it comes to feeling worthy of any of our wants and desires, we must first and foremost be completely accepting of ourselves.  If we do not love ourselves fully and without reservation, how can we expect anyone else to do likewise? Even if you are not your ideal self now, you must be fully accepting of who you are, where you are in life, and have a positive vision of your life for the future. You must let go of the past and accept where you are in this present moment.  Just by making the decision to take full responsibility of your life situation, you will be in the position to better your life.

I know it’s way easier said than done. It’s incredibly difficult to get over your personal issues and most people never fully will. The thing you need to understand is that you are worthy of love, if you can come to love yourself. Striving to be the best version of yourself will put you in a better mindset to feel worthy of accepting all the things you want in life.  For people to achieve the goals in their lives, a huge part of that is having the proper mindset in order to do so.  Mindset is key.  Having the right mindset can pull you from your bootstraps out of a life of misery, but that is a deeper topic for another day.

TAN: For now, just get in the habit of practicing daily affirmations.  Look into the mirror and tell yourself, “I am worthy of love, and I accept myself where I am at completely.”  I know it sounds a bit silly, but by doing this you will start to change the negative thought patterns that go through your head.  What we tell ourselves whether out loud or in our heads is incredibly important.  The universe is completely unbiased; whether you fill your subconscious with positive or negative thoughts, they will literally create the reality you live in and I have seen it in my own life and others directly. This is not some new age frou frou crap. This is a fact and I can point to countless real-life examples. Your thoughts are incredibly powerful.  Once you begin to shift your mindset, you will get to the point will you will feel worthy of receiving your greatest desires.  And you will attract them into your life.

Simple not Easy

Read time: <2 min

Life is simple but far from easy.  Pretty much any and every issue you can think about is actually very very simple.

Take health for example.  If you were to go up to any person on the street with two plates, one with a big mac and the other with broccoli and ask which is healthier – if people were being honest, every single person would say broccoli.  If you were to ask people which is healthier – sitting on the couch watching netflix or *insert literally any form of exercise here* (walking, running, lifting weights, cycling, sports, on and on and on) which would they answer?  Is smoking healthy?  Is drinking excessively healthy?  These are very simple answers, yet difficult for the vast majority of people to act on.

Let’s move on to money.  Folks – it’s so fucking simple I don’t know why I need to type it out.  I could spout countless examples like buying clothes retail, leasing a brand new car, buying that big screen tv so you can sit on your ass all day and eat doritos and watch netflix, how many god damn pairs of shoes do you need??? People know they should be saving instead of spending.  It’s common sense.  It’s freaking so simple yet far from easy.

Now relationships. Ironically people would have much better relationships if they worked on themselves first.  Guys you want to find a girlfriend/wife/fuck buddy?  Quit sitting on your ass playing video games all day and improve yourself.  Family problems?  See the patterns that have been established, get over your damn ego and work on the root of the problems.  This realm can be a tad more complex, but it oftentimes comes down to yourself – because there’s only one thing we have complete control of in this world.

Everyone knows what they should and should not be doing to improve their lives.  The hard part is getting off your ass and doing the things that will make your life better.

Take Action Now: Think about one thing in your life that you want to change. Realize how simple it really is and start taking steps to improve that area of your life.  We all know what we “should” be doing.  Get an accountability partner.  The support you give each other can be just the push you need to get started and continue down the path of self-improvement.  The hardest part is getting started and sticking to it.  Try a 30 day trial. You have to actually want to change and be willing to put in the work to accomplish your goals. If you are struggling with something feel free to send me a message and I will support you in any way I can. 🙂

Intro to Real Estate

Read time: 2 minutes

I wanted to take the time to write a little about my experiences with real estate. As you can see on the sidebar to the left, I own a few houses and have another in the works. I actually closed on my third house today. If you have read The Millionaire Fastlane, one of the paths to wealth is through intentional iteration, and more specifically, through real estate. Basically you build yourself a stream of income through the rents you will collect. You can refinance and pull out the equity you build in the houses in order to get more houses. Wash, rinse, repeat. You can also “flip” houses, but I am following the buy, hold, rent strategy for now.

While I eventually plan on getting into a business of some sort, I plan to buy enough houses to sustain myself without having to get a “job” per se. My goal is 10 houses by 2016, and I am well on my way thus far.

If you are thinking about getting into real estate, I highly recommend the book, The Weekend Millionaire’s Secrets to Investing in Real Estate by Mike Summey and Roger Dawson. The title sounds cheesy, but it has very good advice, and even an action plan so you get out there and do something. The NOI spreadsheet I use is basically identical to the one in the book.

Also, I had literally ZERO construction experience before purchasing my first house. You learn things pretty quickly and if you can even work alongside the people you hire, you will learn so much and become quite handy.

I hope to write many more articles on RE with tips, tricks, and advice in a simple format and get you to take action if you are serious about getting into it. One of the tips in The Weekend Millionaire that I haven’t been following is to hire a property manager. It emphasizes the fact that you should not be doing the little things like unclog a toilet because your time can be better spent elsewhere. I am using somewhat of a hybrid approach; I get the properties rented myself, but have a maintenance guy I can call to take care of all the little things. I like this approach so far as it still saves me a significant sum of money (10% of the gross rents!) while freeing me up so I don’t have to do every single little thing. Once I get many more houses, I may have to hire a property manager, but for now this system is working out since I am on a budget.

Save Money when Purchasing Things Online

Read Time: 90 seconds

Here’s a nifty trick when purchasing things online that can save you money. How many times have you seen one of these when you are in the process of finishing your purchase:

It may say enter promo, coupon, or gift code.  Either way, all you have to do is go to google and type in “site name promo code.”  “Site name” is the name of the website you are shopping on.  Try coupon code as well.  I have found coupons that have saved me 10-20% instantly all for literally less than a minute of my time.

For a quick example, I just went to igourmet.com and added things to my cart.  I googled “igourmet promo code” and found a code of cc22.  I typed it in the box and whaddaknow it worked!

I haven’t had much luck with amazon, but there are many sites where this is very easy to do.  Another way to earn points/money/rewards is to join sites that give you these things for purchasing through their site.  Two that I use are mypoints.com and fatwallet.com.

I have earned a lot of points on mypoints, mostly through ebay purchases.  Basically, you go through the mypoints site and it redirects you to ebay.  There you make your purchase like you normally do, and you earn points on mypoints that are good towards gift cards and other items.

I have earned cold hard cash from fatwallet.  When I bought a hp laptop, I went through fatwallet’s site which took me to hp’s site.  I made my purchase and earned $16.20 from fatwallet.  On a $450 purchase, that comes out to 3.6%.  Add in the 1% I get from my credit card and that brought the purchase down to just under $430.  $20 off is not bad considering how easy it was.  Try any of the techniques above, you won’t regret it! :razz: